I’ve worked in commercial banking for 28 years, 25 years of which were for Well Fargo and its predecessor companies, Norwest, United Banks and Intrawest Banks, all in Grand Junction, Colorado. My primary job responsibilitiy was managing business banking relationships, serving customers through a full range of banking products and services. Emphasis was in lending to small and mid-size businesses in industries such as service, retail, manufacturing and construction.
During my banking career, I presented classes and seminars for the benefit of customers, small business owners and other bankers. Included were the basics of small business financial management, reasons why businesses fail and the formation of sound construction lending policies. I currently work for High Performance Consulting, Inc. a small Grand Junction firm founded to provide profitability analysis for community banks throughout the country. My emphasis is in all aspects of a bank’s loan operations.
I have a B.S. degree in business from Colorado State University. I am on the Board of Directors for Mesa Developmental Services and have been on the business advisory council the past 16 years for that organization’s employment subsidiary, Spectra Enterprises.